FINANCIAL CHRONICLE™
Dear Reader,

Registration with the Sri Lanka FINANCIAL CHRONICLE™️ would enable you to enjoy an array of other services such as Member Rankings, User Groups, Own Posts & Profile, Exclusive Research, Live Chat Box etc..

All information contained in this forum is subject to Disclaimer Notice published.


Thank You
FINANCIAL CHRONICLE™️
www.srilankachronicle.com


Join the forum, it's quick and easy

FINANCIAL CHRONICLE™
Dear Reader,

Registration with the Sri Lanka FINANCIAL CHRONICLE™️ would enable you to enjoy an array of other services such as Member Rankings, User Groups, Own Posts & Profile, Exclusive Research, Live Chat Box etc..

All information contained in this forum is subject to Disclaimer Notice published.


Thank You
FINANCIAL CHRONICLE™️
www.srilankachronicle.com
FINANCIAL CHRONICLE™
Would you like to react to this message? Create an account in a few clicks or log in to continue.

Encyclopedia of Latest news, reviews, discussions and analysis of stock market and investment opportunities in Sri Lanka


Submit PostSubmit Post
ශ්‍රී ලංකා මූල්‍ය වංශකථාව - සිංහල
Submit Post



Latest topics

» Day Traders must gradually start accumulating a well diversified portfolio of stocks which are cash generative. Stock market for beginners
by Asoka Samarakone Today at 8:24 pm

» RAIGAM WAYAMBA SALTERNS PLC (RWSL.N0000)
by sureshot Today at 7:59 pm

» GLAS will be winner with Super Gain.
by Promoney Today at 7:36 pm

» Is 12th a holiday CSE
by Vishwanarth Today at 10:46 am

» Kelani TYRES
by shan31 Yesterday at 9:07 pm

» VALLIBEL ONE PLC (VONE.N0000)
by shan31 Yesterday at 8:54 pm

» DIPD/HAYC/HAYL
by shan31 Yesterday at 8:06 pm

» TOKYO CEMENT COMPANY (LANKA) PLC
by shan31 Yesterday at 7:34 pm

» Crypto , Digital Currency Trading , Forex
by RJ1010 Yesterday at 6:27 pm

» South Asia’s first Disneyland to come up in Sri Lanka
by samaritan Yesterday at 1:42 pm

» LOLC Share Price
by madukp Yesterday at 1:27 am

» Daily Foreign Transactions
by Pradeep90 Fri Apr 09, 2021 7:53 pm

» TALAWAKELLE TEA ESTATES PLC (TPL.N0000)
by lakymahesh Fri Apr 09, 2021 6:20 pm

» Sri Lanka bans palm oil imports, tells producers to uproot plantations
by CHRONICLE™ Fri Apr 09, 2021 3:22 pm

» B P P L HOLDINGS PLC (BPPL.N0000)
by Bakka1988 Fri Apr 09, 2021 1:33 pm

» BROWNS INVESTMENTS PLC (BIL.N0000)
by madukp Fri Apr 09, 2021 12:33 pm

» ASPI Prediction by HNWI
by samaritan Fri Apr 09, 2021 9:09 am

» Price prediction on GRAN and TAFL
by desh87 Fri Apr 09, 2021 3:31 am

» දර්ශක අගයන් 8200 -9000 මට්ටමට හෝ ඉන් ඔබ්බට ජූලී මාසේ එන්න පුලුවන්
by kalu351 Thu Apr 08, 2021 11:25 pm

» The goal is to make money, not to prove you're right and the stock market is wrong. Stock market for beginners
by Asoka Samarakone Thu Apr 08, 2021 10:07 pm

EXPERT CHRONICLE™

ECONOMIC CHRONICLE

GROSS DOMESTIC PRODUCT (GDP)


CHRONICLE™ YouTube

CHRONICLE™ NEWS PRODUCTS

FINANCIAL CHRONICLE™

Views & Reviews, Analysis, Evaluations, Discussions, Gossip and Hot Tips relating to Sri Lankan companies listed on the Colombo Stock Exchange (CSE)
Contribute




DAILY CHRONICLE™

Latest news and articles published in Newspapers, Websites, Blogs and other online news sites relating to business and investments in Sri Lanka
Contribute



ECONOMIC CHRONICLE™

This is a section that provide news, views, analysis, predications relating to Political and Socio-Economic factors and how such activities affect the Stock Market and other economic activity of the Country.

Contribute




EXPERT CHRONICLE™

This is an exclusive section for Expert Articles which will help member to share knowledge through comments and responses of the members. All members are allowed to reply and make comments to these articles.

Contribute


Submit Post


CHRONICLE™ YouTube

Youtube Videos and other visual presentations relating Stock market and other investment advise submitted by members or other contributors.

Contribute


Submit Post


කොළඔ කොටස් වෙළඳපොළේ වංශකථාව
කොළඔ කොටස් වෙළඳපොළේ ලැයිස්තුගත සමාගම් කොටස් ගැන තොරතුරු¸විශ්ලේෂණ¸සාකච්ඡා¸ කටකතා¸රසකතා යන සියල්ල අපේම සිංහලෙන් කතා කළ හැකි ‘කතා මණ්ඩපය’

Contribute

Twitter Feeds
POPULAR COMPANIES
A

ABANS ELECTRICALS PLC

ACCESS ENGINEERING PLC Hot

ACL CABLES PLC

ACL PLASTICS PLC

ACME PRINTING & PACKAGING PLC

AGSTAR PLC

AITKEN SPENCE HOTEL HOLDINGS PLC

AITKEN SPENCE PLC

ANILANA HOTELS AND PROPERTIES PLC

ARPICO INSURANCE PLC

ASIA ASSET FINANCE PLC

ASIA CAPITAL PLC

B

BAIRAHA FARMS PLC

BALANGODA PLANTATIONS PLC

BIMPUTH FINANCE PLC

BLUE DIAMONDS JEWELLERY WORLDWIDE PLC

B P P L HOLDINGS PLC

BROWNS BEACH HOTELS PLC

BROWNS INVESTMENTS PLC

C

CARGO BOAT DEVELOPMENT COMPANY PLC

CENTRAL INDUSTRIES PLC

CEYLON COLD STORES PLC

CEYLON GRAIN ELEVATORS PLC Hot

CEYLON TEA BROKERS PLC

CEYLON TOBACCO COMPANY PLC

CHEVRON LUBRICANTS LANKA PLC

COLOMBO FORT LAND & BUILDING PLC

COMMERCIAL BANK OF CEYLON PLC

CITRUS LEISURE PLC Hot

COMMERCIAL CREDIT AND FINANCE PLC

D

DANKOTUWA PORCELAIN PLC

DFCC BANK PLC

DIALOG AXIATA PLC

DIALOG FINANCE PLC

DIPPED PRODUCTS PLC

DISTILLERIES COMPANY OF SRI LANKA PLC

DUNAMIS CAPITAL PLC

E

EAST WEST PROPERTIES PLC Hot

EASTERN MERCHANTS PLC

EXPOLANKA HOLDINGS PLC

E-CHANNELLING PLC

F

FIRST CAPITAL HOLDINGS PLC

G

GALADARI HOTELS (LANKA) PLC

GUARDIAN CAPITAL PARTNERS PLC

H

HATTON NATIONAL BANK PLC

HAYLEYS PLC

HAYLEYS FABRIC PLC

HAYLEYS FIBRE PLC Hot

HEMAS HOLDINGS PLC

HIKKADUWA BEACH RESORT PLC

HNB ASSURANCE PLC

HVA FOODS PLC

J

JANASHAKTHI INSURANCE COMPANY PLC

JOHN KEELLS HOLDINGS PLC Hot

JOHN KEELLS HOTELS PLC

L

LANKA ASHOK LEYLAND PLC

LANKA IOC PLC

LANKEM CEYLON PLC

LANKEM DEVELOPMENTS PLC

LAUGFS GAS PLC

LAUGFS POWER LIMITED

LOLC FINANCE PLC

LOLC HOLDINGS PLC

LUCKY LANKA MILK PROCESSING COMPANY PLC

M

MELSTACORP PLC

N

NATIONAL DEVELOPMENT BANK PLC

NATION LANKA FINANCE PLC

NESTLE LANKA PLC

O

ORIENT FINANCE PLC

OVERSEAS REALTY (CEYLON) PLC

P

PANASIAN POWER PLC

PEOPLE'S LEASING & FINANCE PLC

PIRAMAL GLASS CEYLON PLC

PRIME FINANCE PLC

R

RAIGAM WAYAMBA SALTERNS PLC

RENUKA AGRI FOODS PLC

RENUKA CAPITAL PLC

RENUKA HOLDINGS PLC

RICHARD PIERIS AND COMPANY PLC

RICHARD PIERIS EXPORTS PLC Hot

ROYAL CERAMICS PLC

S

SAMPATH BANK PLC

SEYLAN BANK PLC

SIERRA CABLES PLC

SINGHE HOSPITALS PLC Hot

SMB LEASING PLC

SOFTLOGIC HOLDINGS PLC

SOFTLOGIC LIFE INSURANCE PLC

SRI LANKA TELECOM PLC

SWISSTEK (CEYLON) PLC Hot

T

TEEJAY LANKA PLC

TESS AGRO PLC

THREE ACRE FARMS PLC

TOKYO CEMENT COMPANY (LANKA) PLC Hot

U

UNION BANK OF COLOMBO PLC

V

VALLIBEL FINANCE PLC

VALLIBEL ONE PLC Hot

VALLIBEL POWER ERATHNA PLC

W

WASKADUWA BEACH RESORT PLC


You are not connected. Please login or register

FINANCIAL CHRONICLE™ » FINANCIAL CHRONICLE™ » Big investment mistakes Part-02

Big investment mistakes Part-02

Go down  Message [Page 1 of 1]

1Big investment mistakes Part-02 Empty Big investment mistakes Part-02 Sat Nov 17, 2012 6:15 pm

CSE.SAS

CSE.SAS
Global Moderator
Big investment mistakes Part-01

http://forum.srilankaequity.com/t24499-big-investment-mistakes-part-01


6. BEING DUPED BY MARKETING SPIN

Has an investment ever caught your eye, promising mouth watering returns and a guaranteed return of your capital? With interest rates at 0.5% p.a. and the best long-term fixed interest savings bonds at just under 5% p.a., it is impossible for an investment to provide a secure income in excess of this and a guarantee that your capital will be returned, said Danny Cox, head of advice at Hargreaves Lansdown.

“There has to be a risk to either your income or your capital or both. Over the last ten years or so there have been some very high profile product failures.

“It’s far better to be realistic about the returns you will receive and to work on the basis that if it looks too good to be true it probably is.”

7. STARTING TOO LATE

Not investing early enough is another common mistake. McDermott said “Unfortunately, many people put off saving until later in life, by which time they need to save big, often unachievable amounts of money each month to reach their goals.”

“The power of what is known as compounding – making returns on returns by reinvesting dividends – is huge and investing just a small amount each month could result in a very healthy pot of money over a long period of time.”

8. TAKING TOO MUCH OR TOO LITTLE RISK

Investors should have a pretty consistent attitude to risk, but many don’t. People tend to be more bullish when investments are doing well and often invest in higher risk areas, which leave them exposed if investment sentiment turns. Likewise, when investments are doing badly or are volatile, many investors take too little risk meaning they miss out when investments rebound.

Holding too much cash means you could miss the bounce and your capital could be losing value in real terms if it fails to keep up with inflation.

It is as equally important to derisk your portfolio as you approach the time when you will need to crystallise your investments.

“As investors near their goals they should be thinking about derisking their investments so that should markets fall dramatically they don’t lose 30% of the money they need next month, for example. Often this isn’t done, with dire consequences,” warned McDermott.

9. THINKING CHEAP IS BEST

High investment costs can eat up your returns. Following two years of research, the Royal Society for the encouragement of Arts, Manufacturers and Commerce (RSA) found that a huge proportion of our pensions disappear in fees, with charges swallowing up to 40% of the value. Make sure you’re not paying over the odds for your investments.

At the same time, don’t fall into the trap of thinking that cheapest is best. McDermott said: "There have been a lot of stories around fees recently, both for fund management and advice, and the danger is that too much emphasis is being placed on the cheapest way to invest. This isn’t necessarily the best way to invest. Don’t waste money, certainly, but value for money is more important.”

10. LOSING OUT TO THE TAXMAN

Tax considerations alone shouldn’t determine your investment decisions. In other words, don’t let tax tail wag investment dog.

However, do make sure you are taking advantage of all suitable tax breaks on offer. Not using your individual savings account (ISA) allowance will almost always be wasting tax or the potential to save tax.


Please remember that past performance is not a guide to future performance.

The views expressed in this article are those of the author and should not be considered as advice or a recommendation to buy, sell or hold a particular investment. They reflect personal opinion and should not be taken as statements of fact nor should any reliance be placed on them when making investment decisions.

Please remember that the value of a stock market investment and any income from it can fall as well as rise and investors may not get back the amount invested. Investments with exposure to overseas securities can be affected by changing stock market conditions and currency exchange rates.

2Big investment mistakes Part-02 Empty Re: Big investment mistakes Part-02 Tue Nov 20, 2012 6:40 pm

Kumar

Kumar
Senior Vice President - Equity Analytics
Senior Vice President - Equity Analytics
Thanks mate.

Back to top  Message [Page 1 of 1]

Permissions in this forum:
You cannot reply to topics in this forum