Earnings per share fell to five cents from Rs. 2.6 a year ago.
Interest income rose 27.1 percent to Rs. 3 billion while interest expenses rose 64.5 percent to Rs. 1.8 billion.
Capital gains on quoted investments amounting to Rs. 110.9 million the previous year fell 108.5 percent to a loss of Rs. 9.48 million. Dividend income rose 51.6 percent to Rs. 7.1 million.
During the year, personnel costs increased 24.5 percent to Rs. 621.8 million, professional fees and consultancy charges fell 6.9 percent to Rs. 23.6 million.
Provision for bad loans grew 39.8 percent to Rs. 118.5 million.
Deposits from customers grew 14.2 percent year-on-year to Rs. 7.62 billion as at November 30, 2012. MBSL’s borrowings amounted to Rs. 7.73 billion, up 45.4 percent from a year ago.
Investments in government securities amounted to Rs. 2.1 billion, up 33.9 percent. Its loan book shrank 3.9 percent to Rs. 4.62 billion from a year earlier. Lease and hire purchases grew 26 percent to Rs. 11.8 billion.
The stock exchange said the financials were prepared for the first eleven months of 2012 in view of an upcoming debenture issue.