An input from all will be helpful
They estimate total industry exposure to the pawning business together with banks and finance firms and general pawning agencies at Rs. 700 billion. They also point out that banks are generating profit on the pawning portfolio which is not ‘real’ profit, as it’s an asset which is not readily realisable. “This is why the financial exposure is dangerous as it’s not a readily encashable portfolio,” an analyst noted. He said this exposure is increasing and as it stands the banks cannot bring this to a manageable level in a ‘hurry’.
More at http://forum.srilankaequity.com/t28428-pawning-business-gold-mine-or-mine-field