The best part of it is, I now pay myself first, i.e. sooner I get my salary I put a considerably high amount from it to another a/c which is not the a/c I get my salary.
By doing so within few months I was able to free from all my debts including a housing loan I took. Not only that I buy fundamental share in each month using part of my salary.
The relief I got after clearing all debts are incredible. I know not like me most of our members doing will. But I post this as I can see lot of new comers. So if you have your own experiences and thoughts please share with us for the benefit of all.