FINANCIAL CHRONICLE™
Dear Reader,

Registration with the Sri Lanka FINANCIAL CHRONICLE™️ would enable you to enjoy an array of other services such as Member Rankings, User Groups, Own Posts & Profile, Exclusive Research, Live Chat Box etc..

All information contained in this forum is subject to Disclaimer Notice published.


Thank You
FINANCIAL CHRONICLE™️
www.srilankachronicle.com


Join the forum, it's quick and easy

FINANCIAL CHRONICLE™
Dear Reader,

Registration with the Sri Lanka FINANCIAL CHRONICLE™️ would enable you to enjoy an array of other services such as Member Rankings, User Groups, Own Posts & Profile, Exclusive Research, Live Chat Box etc..

All information contained in this forum is subject to Disclaimer Notice published.


Thank You
FINANCIAL CHRONICLE™️
www.srilankachronicle.com
FINANCIAL CHRONICLE™
Would you like to react to this message? Create an account in a few clicks or log in to continue.
FINANCIAL CHRONICLE™

Encyclopedia of Latest news, reviews, discussions and analysis of stock market and investment opportunities in Sri Lanka

Click Link to get instant AI answers to all business queries.
Click Link to find latest Economic Outlook of Sri Lanka
Click Link to view latest Research and Analysis of the key Sectors and Industries of Sri Lanka
Worried about Paying Taxes? Click Link to find answers to all your Tax related matters
Do you have a legal issues? Find instant answers to all Sri Lanka Legal queries. Click Link
Latest images

Latest topics

» LOLC FINANCE PLC (LOFC.N0000)
by Equity Win Today at 2:17 pm

» SRI LANKA TELECOM PLC (SLTL.N0000)
by sureshot Today at 7:42 am

» Construction Sector Boom with Purchasing manager's indices
by rukshan1234 Yesterday at 11:24 pm

» Asha Securities and Asia Securities Target AEL (Access Enginnering PLC )
by Anushka Perz Wed Apr 17, 2024 10:30 pm

» Sri Lanka: China EXIM Bank Debt Moratorium to End in April 2024
by DeepFreakingValue Tue Apr 16, 2024 11:22 pm

» Uncertainty over impending elections could risk Lanka’s economic recovery: ADB
by God Father Tue Apr 16, 2024 2:47 pm

» Sri Lanka's Debt Restructuring Hits Roadblock with Bondholders
by God Father Tue Apr 16, 2024 2:42 pm

» BROWN'S INVESTMENTS SHOULD CONSIDER BUYING BITCOIN
by ADVENTUS Mon Apr 15, 2024 12:48 pm

» Bank run leading the way in 2024
by bkasun Sun Apr 14, 2024 3:21 pm

» ACCESS ENGINEERING PLC (AEL) Will pass IPO Price of Rs 25 ?????
by blindhog Thu Apr 11, 2024 10:44 am

» ASPI: Undoing GR/Covid19!
by DeepFreakingValue Thu Apr 11, 2024 10:25 am

» Learn CSE Rules and Regulations with the help of AI Assistant
by ChatGPT Tue Apr 09, 2024 7:47 am

» Top AI tools in Sri Lanka
by ChatGPT Tue Apr 09, 2024 7:21 am

» HDFC- Best ever profit reported in 2023
by ApolloCSE Mon Apr 08, 2024 12:43 pm

» WAPO 200% UP
by LAMDA Sun Apr 07, 2024 10:41 pm

» KEGALLE PLANTATIONS PLC (KGAL.N0000)
by DeepFreakingValue Fri Apr 05, 2024 2:04 pm

» ARPICO INSURANCE PLC - Reports LKR 625mn loss for the FY2023
by DeepFreakingValue Fri Apr 05, 2024 12:58 pm

» EXTERMINATORS PLC (EXT.N0000)
by ErangaDS Fri Apr 05, 2024 10:59 am

» ALLIANCE FINANCE COMPANY PLC (ALLI.N0000)
by SL-INVESTOR Fri Apr 05, 2024 8:29 am

» PEOPLE'S INSURANCE PLC (PINS.N0000)
by Anushka Perz Thu Apr 04, 2024 9:50 pm

» PINS (People's Insurance) will be another UAL
by sakuni Thu Apr 04, 2024 8:22 pm

» A New Record Price for One Tonne of Cocoa on the International Market
by ResearchMan Thu Apr 04, 2024 2:03 pm

» Access Engineering awarded two more contract packages at Colombo Port
by samansilva Thu Apr 04, 2024 12:05 pm

» FMCG Sector LMF, MEL and DIST
by buwr Thu Apr 04, 2024 9:35 am

» CEYLON GUARDIAN INVESTMENT TRUST PLC (GUAR)
by soileconomy Thu Apr 04, 2024 3:00 am

LISTED COMPANIES

Submit Post
ශ්‍රී ලංකා මූල්‍ය වංශකථාව - සිංහල
Submit Post


CONATCT US


Send your suggestions and comments

* - required fields

Read FINANCIAL CHRONICLE™ Disclaimer



EXPERT CHRONICLE™

ECONOMIC CHRONICLE

GROSS DOMESTIC PRODUCT (GDP)



CHRONICLE™ YouTube

Disclaimer
FINANCIAL CHRONICLE™ Disclaimer

The information contained in this FINANCIAL CHRONICLE™ have been submitted by third parties directly without any verification by us. The information available in this forum is not researched or purported to be complete description of the subject matter referred to herein. We do not under any circumstances whatsoever guarantee the accuracy and completeness information contained herein. FINANCIAL CHRONICLE™ its blogs, forums, domains, subdomains and/or its affiliates and/or its web masters, administrators or moderators shall not in any way be responsible or liable for loss or damage which any person or party may sustain or incur by relying on the contents of this report and acting directly or indirectly in any manner whatsoever. Trading or investing in stocks & commodities is a high risk activity. Any action you choose to take in the markets is totally your own responsibility, FINANCIAL CHRONICLE™ blogs, forums, domains, subdomains and/or its affiliates and/or its web masters, administrators or moderators shall not be liable for any, direct or indirect, consequential or incidental damages or loss arising out of the use of this information. The information on this website is neither an offer to sell nor solicitation to buy any of the securities mentioned herein. The writers may or may not be trading in the securities mentioned.

Further the writers and users shall not induce or attempt to induce another person to trade in securities using this platform (a) by making or publishing any statement or by making any forecast that he knows to be misleading, false or deceptive; (b) by any dishonest concealment of material facts; (c) by the reckless making or publishing, dishonestly or otherwise of any statement or forecast that is misleading, false or deceptive; or (d) by recording or storing in, or by means of, any mechanical, electronic or other device, information that he knows to be false or misleading in a material particular. Any action writers and users take in respect of (a),(b),(c) and (d) above shall be their own responsibility, FINANCIAL CHRONICLE™ its blogs, forums, domains, subdomains and/or its affiliates and/or its web masters, administrators or moderators shall not be liable for any, direct or indirect, consequential or incidental violation of securities laws of any country, damages or loss arising out of the use of this information.


AI Live Chat

You are not connected. Please login or register

LOLC FINANCE PLC (LOFC.N0000)

+133
Maharaja
samansilva
Nandana Withanage
Anushka Perz
rukshan1234
atuts
Gowri123
rajini
D.M.P.Disanayake
nirowat
ranferdi
reyaz
chathura123
Niwa
IDK
chinthaka73
xhunter
Riz123
MarketResearch
Kratos
chandike73
Melkor_M
sojsilva
Equity Master
Great1
Vasyan
roshan1039
BumbleBee
lion
blindhog
Rational Investor
Prasad123
N W
Surajmp
Sunimal
soileconomy
X
omasampath
Kaptivajkss
RAVI1980
ADVENTUS
Beyondsenses
PhilT
Eleven
D.G.Dayaratne
jehan008
svkiruba8@gmail.com
Equity Win
Itzme
P.Disanayake
smnsam
Dum1987
SAGA
Swissinvest
kanishkaecomm
Chithi
wmsameera
samaritan
Bakkabwoi
Wickyz
Wolf86
R2D2
RJ1010
BuduMahesh
stockchaser
Vishwanarth
desmond
nish84
Captain
Basu
Pbv
Kayp
Tissa
invest thinker
dilshangac
madukp
Love Boy
කොටස් වෙළඳපොළ2020
Master D
vikey
Pradeep90
jason12
wallstreetguy
dakzsl
INDY 500
Hope123
kasun_gimhana
cseguide
sanjulanka
ColomboCSE
Equityinvestor
Eranga87
Bakka1988
wgsaman
kumarweerarathne
Sajeewa Niranjan
sureshot
KavinduTM
npgslnawa
NANDANA2012
ThilinaM
vikiperera
migara
Uaecoindubai
Rabodianstar
Chathuranga55
wealth123
bunbun
King of vice
Promoney
THUWA
wisdom79
Yahapalanaya
ipo
cse_investor1
Invest_Wisely
Cma
hammurabi
Cricketman
BANDB
fireshelter
Miss-Sangeetha
mahasona2
Eugine Fernando
Winner123
nuwanmja
stockback
nesta
karuna2
mark
glad
Teller
kalu351
137 posters

Go to page : Previous  1 ... 11 ... 19, 20, 21 ... 30 ... 40  Next

Go down  Message [Page 20 of 40]

476LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty What do you think about DPL? Sat Feb 20, 2021 1:49 am

R2D2


Stock Trader

Teller wrote:Due to my extraordinary analysing skils shows LOFC will touch 6 sooner rather than later. Even im in the negative mind set of finance companies but i i can see 4 hidden factors to touch this share above 6 LKR,  usually  i dont investment with my feelings but this time i can recommend this share @3.50 or below as a best buy.  As LOFC hold so many holdings its not a miracle .

477LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty LOFC LOFC Mon Mar 29, 2021 6:39 pm

stockchaser


Senior Manager - Equity Analytics
Senior Manager - Equity Analytics

Experts .. any advice on this please ? is this worth at current price level

478LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Thu Apr 01, 2021 12:07 pm

stockchaser


Senior Manager - Equity Analytics
Senior Manager - Equity Analytics

lofc trying to come up it seems ...

479LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Thu Apr 08, 2021 6:39 pm

Wolf86


Senior Equity Analytic
Senior Equity Analytic

It's time to settle above Rs 10+++ hope tomorrow touch 7+++

480LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty LOFC BUYING Tue Jun 01, 2021 2:02 pm

Promoney


Senior Manager - Equity Analytics
Senior Manager - Equity Analytics

Massive buying happening with LOFC. Results were not all that good, some other major reason. Any idea anyone?

481LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Tue Jun 01, 2021 7:37 pm

Wolf86

Wolf86
Senior Equity Analytic
Senior Equity Analytic

Lolc family.. No need much reason.. Just keep collecting

482LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Tue Jun 01, 2021 8:11 pm

madukp


Expert
Expert

Well told you guys to collect LOLC family when the port city bill passed. I can't recommend buying at this stage, but who knows this is LOLC family!

483LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Tue Jun 01, 2021 9:48 pm

Wolf86

Wolf86
Senior Equity Analytic
Senior Equity Analytic

It can move to next level any time .sometimes won't get time to place the Order..before it touches Rs 7 just buy some. .

484LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Wed Jun 02, 2021 10:27 am

Promoney


Senior Manager - Equity Analytics
Senior Manager - Equity Analytics

madukp wrote:Well told you guys to collect LOLC family when the port city bill passed. I can't recommend buying at this stage, but who knows this is LOLC family!

It moved more than LOLC

485LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Wed Aug 18, 2021 6:44 am

sanjulanka


Assistant Vice President - Equity Analytics
Assistant Vice President - Equity Analytics

Kayp wrote:LOLC FINANCE PLC (LOFC.N0000) - Page 20 Lofc10


Good Buying pressure
ඔක්කොම අහක බලාන ඉන්නකොට මෙහෙම දෙයකුත් උනා මතකයි.කස්ටියම හිතුවෙ 15+කියල කොහොමත 9.70න් ආපහු හැරුන.කොමර්සල් ලීසින් එක මෙහෙම යනකොට ඇත්ත වටිනාකමක් තියෙන මේ සමාගම දවස් තුනක් ගියොත් හික්z.....එදා ගනුදෙනු උන කොටස්වලට වඩා කොටස් මෙදා හුවමාරු උනා(මිළියන 28 ) නිකන් කිව්වෙ I love you

486LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Wed Aug 18, 2021 8:23 am

කොටස් වෙළඳපොළ2020


Senior Manager - Equity Analytics
Senior Manager - Equity Analytics

හෙට LOLC,CLC,LOF සේම NIFL යන්න පුලුවන් පරන ගනන් වලට RS 750, මෙි සිද්දිය කමිපැනි 4 බලපානවා.




https://www.youtube.com/watch?v=94TBSqRSdnY&lc=Ugxf8BqqwYIqBiBdWQh4AaABAg.9R948P__zh39RAHTsbp77B

487LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Wed Aug 18, 2021 9:30 am

Wickyz


Senior Manager - Equity Analytics
Senior Manager - Equity Analytics

නෑ එහෙම වෙන්නේ නැ

488LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Wed Aug 18, 2021 11:37 pm

sanjulanka


Assistant Vice President - Equity Analytics
Assistant Vice President - Equity Analytics

sanjulanka wrote:
Kayp wrote:LOLC FINANCE PLC (LOFC.N0000) - Page 20 Lofc10


Good Buying pressure
ඔක්කොම අහක බලාන ඉන්නකොට මෙහෙම දෙයකුත් උනා මතකයි.කස්ටියම හිතුවෙ 15+කියල කොහොමත 9.70න් ආපහු හැරුන.කොමර්සල් ලීසින් එක මෙහෙම යනකොට ඇත්ත වටිනාකමක් තියෙන මේ සමාගම දවස් තුනක් ගියොත් හික්z.....එදා ගනුදෙනු උන කොටස්වලට වඩා කොටස් මෙදා හුවමාරු උනා(මිළියන 28 ) නිකන් කිව්වෙ I love you
මිළියන 30ක් ගණුදෙනු වෙලා...හීන සැබැ වේද?කොමර්ශල් ලීසින් පසු කරයිද? ඕනම දෙයක් සිදුවිය හැක. හික්z නිකන් කිව්වෙ?

489LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Thu Aug 19, 2021 1:45 am

madukp


Expert
Expert

Guys,  The collection time was freely available when it was fluctuating around 6-7. It gave me a huge profit in Vstox. Now actually selling time. This may go beyond 12, but at any point, the reversal may happen.  Cool

490LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Mon Aug 23, 2021 12:41 am

Bakkabwoi

Bakkabwoi
Senior Manager - Equity Analytics
Senior Manager - Equity Analytics

get ready boys.. for tomorrow!

491LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Mon Aug 23, 2021 10:21 am

sanjulanka


Assistant Vice President - Equity Analytics
Assistant Vice President - Equity Analytics

Bakkabwoi wrote:get ready boys.. for tomorrow!
Very Happy I love you

492LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Tue Aug 24, 2021 9:25 pm

sanjulanka


Assistant Vice President - Equity Analytics
Assistant Vice President - Equity Analytics

sanjulanka wrote:
sanjulanka wrote:
Kayp wrote:LOLC FINANCE PLC (LOFC.N0000) - Page 20 Lofc10


Good Buying pressure
ඔක්කොම අහක බලාන ඉන්නකොට මෙහෙම දෙයකුත් උනා මතකයි.කස්ටියම හිතුවෙ 15+කියල කොහොමත 9.70න් ආපහු හැරුන.කොමර්සල් ලීසින් එක මෙහෙම යනකොට ඇත්ත වටිනාකමක් තියෙන මේ සමාගම දවස් තුනක් ගියොත් හික්z.....එදා ගනුදෙනු උන කොටස්වලට වඩා කොටස් මෙදා හුවමාරු උනා(මිළියන 28 ) නිකන් කිව්වෙ I love you
මිළියන 30ක් ගණුදෙනු වෙලා...හීන සැබැ වේද?කොමර්ශල් ලීසින් පසු කරයිද? ඕනම දෙයක් සිදුවිය හැක. හික්z නිකන් කිව්වෙ?
මිළියන 86.35ක ගණු දෙනු අද සිද්ද වෙලා...මාර්කට් එකට කොහෙන්ද මෙව්ව එන්නෙ....

493LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Wed Aug 25, 2021 12:21 am

Wickyz


Senior Manager - Equity Analytics
Senior Manager - Equity Analytics

ඔයාලා ගන්න අපි sell කරනවා

494LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Wed Aug 25, 2021 5:41 am

sanjulanka


Assistant Vice President - Equity Analytics
Assistant Vice President - Equity Analytics

Wickyz wrote:ඔයාලා ගන්න අපි sell කරනවා
ඔයාගෙ මෙච්චර තියෙනවද?සතුටුයි දැනගන්න ලැබුනට කොහොමත් එක්කෙන්ක් විකුනන්න ඕන අනිත් එක්කනට ගන්න.මෙහෙම ලොකුවට කොටස් හුවමාරු වීම ගැන තමයි දැන ගන්න ඕන.තව කොච්චර විකුනන්න තියෙනවද මිලියන 50ක්... Cool

495LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Mon Aug 30, 2021 12:18 pm

samaritan


Moderator
Moderator

Foreign purchase of 2.6 Million LOFC shares @ 10/90 transacted last Friday 27th. A total of 80 Million shares transacted with a high of 11/80.

496LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Thu Sep 02, 2021 8:55 pm

wmsameera


Senior Equity Analytic
Senior Equity Analytic

Lofc ready for another big run

497LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Thu Sep 02, 2021 9:12 pm

Chithi


Manager - Equity Analytics
Manager - Equity Analytics

Almost the selling absorbs. 50% easy gain in coming week

498LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Thu Sep 02, 2021 9:45 pm

Winner123


Senior Manager - Equity Analytics
Senior Manager - Equity Analytics

@chithi yes agreed. Selling seems finished.

499LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Thu Sep 02, 2021 9:51 pm

wmsameera


Senior Equity Analytic
Senior Equity Analytic

LOFC Alert🐌💥💥
FY21 , PAT 4.5Bn, EPS 0.83
FY22F, PAT 9.5bn (Forecasted by CT), EPS can be forecasted between 1.7-2

Possible Valuations
1.7x10=17
1.7x15=25.5
1.7x20=34

LOFC is illiquid counter
Public holding 5% may be traded at higher PEs
1.7x30=51

Example
Dialog Finance illiquid counter
Trading at Higher PEs and 5x NAV

500LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Fri Sep 03, 2021 6:06 pm

Captain


Assistant Vice President - Equity Analytics
Assistant Vice President - Equity Analytics

What ever valuation you expected under this market as per my analysis LOFC should traded always above Rs. 14, Since all of LOLC group shares are highly Market price to earning potentials & target by LOFC for us to giving best chance as cheapest share in the group

if you look about CLC.N it has achieved great potential with trading around 7 time to its Net Assets.

But if you look at LOFC with 282 Mn Market available shares and around 180 Mn from one group other 100 Mn available in the market, if you could note how many share trade now above Rs10/-...

better if you could enter, since this is promising time from LOFC.N

501LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Fri Sep 03, 2021 8:10 pm

Winner123


Senior Manager - Equity Analytics
Senior Manager - Equity Analytics

LOFC price seems to be keeping at a artificially lower price it seems.

502LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Fri Sep 03, 2021 8:30 pm

Captain


Assistant Vice President - Equity Analytics
Assistant Vice President - Equity Analytics

Winner123 wrote: LOFC price seems to be keeping at a artificially lower price it seems.
HNWI should do the correction soon

503LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Wed Sep 08, 2021 1:15 pm

Captain


Assistant Vice President - Equity Analytics
Assistant Vice President - Equity Analytics

Captain wrote:
Winner123 wrote: LOFC price seems to be keeping at a artificially lower price it seems.
HNWI should do the correction soon
Correction will happen soon

504LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Wed Sep 08, 2021 7:42 pm

Hope123


Manager - Equity Analytics
Manager - Equity Analytics

Captain wrote:
Winner123 wrote: LOFC price seems to be keeping at a artificially lower price it seems.
HNWI should do the correction soon

Hi Captain 
Would this be bounced back so soon? Unusual volumes have been traded almost everyday like since mid August, and it has traded more than to 500M shares since then.

Captain likes this post

505LOLC FINANCE PLC (LOFC.N0000) - Page 20 Empty Re: LOLC FINANCE PLC (LOFC.N0000) Thu Sep 09, 2021 2:01 pm

Captain


Assistant Vice President - Equity Analytics
Assistant Vice President - Equity Analytics

Hope123 wrote:
Captain wrote:
Winner123 wrote: LOFC price seems to be keeping at a artificially lower price it seems.
HNWI should do the correction soon

Hi Captain 
Would this be bounced back so soon? Unusual volumes have been traded almost everyday like since mid August, and it has traded more than to 500M shares since then.
Your observation is good. Also have to tell if you could own today that is most undervalued share of lolc cluster. I always advised you buy this with a knowledge and look the capital trust EARNINGS on this it is 9.5 Bn forecast profit for this year. If it so EPS will be 1.8 at minimum PE Rs.18 is way posible for this. Pls study and buy

Sponsored content



Back to top  Message [Page 20 of 40]

Go to page : Previous  1 ... 11 ... 19, 20, 21 ... 30 ... 40  Next

Permissions in this forum:
You cannot reply to topics in this forum