Interest rate.

wgsaman · 1 Interest rate. Wed Mar 21, 2012 9:07 am

wgsaman

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what do you think?

SL.Market · 2 Re: Interest rate. Wed Mar 21, 2012 9:13 am

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You can have highest interest rate from

Nation Trust Bank for loans

Personal Loan 18%

manula · 3 Re: Interest rate. Wed Mar 21, 2012 9:17 am

manula

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wgsaman wrote:what do you think?

If you are saving ...HNB,Sampath ..all give 11% for 3 months.... Very Happy

ruc · 4 Re: Interest rate. Wed Mar 21, 2012 9:29 am

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BOC 1.25% & Peoples B 12%

hettdas · 5 Re: Interest rate. Wed Mar 21, 2012 9:41 am

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SL.Market wrote:You can have highest interest rate from

Nation Trust Bank for loans

Personal Loan 18%

For fixed deposits NTB pays 12% for 6 months. Very Happy

sureshot · 6 Re: Interest rate. Wed Mar 21, 2012 3:50 pm

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IF GOLDEN KEY ALIVE THEY PAY 30% &
SAKVITHI ALIVE THEY MAY PAY ARROUND 38%

Very Happy

SL.Market · 7 Re: Interest rate. Fri Mar 23, 2012 9:52 am

SL.Market

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hettdas wrote:

SL.Market wrote:You can have highest interest rate from

Nation Trust Bank for loans

Personal Loan 18%

For fixed deposits NTB pays 12% for 6 months.

hettdas... you can understand how to private banks treat their customers...

Interest rate. 344eaok

NTB provide 2%.. 2.5% .. while their personal loan rate 18% no bank charged that much

I feel NTB has some rude interest rate for their customers

greedy · 8 Re: Interest rate. Fri Mar 23, 2012 11:19 am

greedy

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SL.Market wrote:

hettdas wrote:

SL.Market wrote:You can have highest interest rate from

Nation Trust Bank for loans

Personal Loan 18%

For fixed deposits NTB pays 12% for 6 months.

hettdas... you can understand how to private banks treat their customers...

NTB provide 2%.. 2.5% .. while their personal loan rate 18% no bank charged that much

I feel NTB has some rude interest rate for their customers

Above data looks old ... w.e.f Wednesday, Aug 20, 2003?

The latest interest rates;

Balance (Rs.) Interest Rate*

500,001 and above 4.5% p.a.
100,001 to 500,000 3.0% p.a.
1,001 to 100,000 2.5% p.a.
1 to 1,000 2.0% p.a.

COMB & HNB gives 4% interest on savings accounts as per their website.

SL.Market · 9 Re: Interest rate. Fri Mar 23, 2012 11:30 am

SL.Market

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greedy wrote:

SL.Market wrote:

hettdas wrote:

SL.Market wrote:You can have highest interest rate from

Nation Trust Bank for loans

Personal Loan 18%

For fixed deposits NTB pays 12% for 6 months.

hettdas... you can understand how to private banks treat their customers...

NTB provide 2%.. 2.5% .. while their personal loan rate 18% no bank charged that much

I feel NTB has some rude interest rate for their customers

Above data looks old ... w.e.f Wednesday, Aug 20, 2003?

The latest interest rates;

Balance (Rs.) Interest Rate*

500,001 and above 4.5% p.a.
100,001 to 500,000 3.0% p.a.
1,001 to 100,000 2.5% p.a.
1 to 1,000 2.0% p.a.

COMB & HNB gives 4% interest on savings accounts as per their website.

dear greedy...

NTB is giving 2.5%.. 3% for below 500,000 savings

but all other banks and even government banks giving 4% for even 1 rupee saving for their valuable customers...
Looking at their inrest rate on personal loan which 18%

do u agree with them this 2.5%.. 3% for savings? shouldn't their business be some fair to their customer?

I see NTB try to become as XSBC

greedy · 10 Re: Interest rate. Fri Mar 23, 2012 11:51 am

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First of all I do not hold any banking shares now & do not have any personal interests on banks Smile

.

Agreed, NTB's Interest on savings accounts are lower. But their Interest rates on Fixed deposits are higher than HNB & COMB. May be they follow different business models between savings & fixed deposits.

NTB Fixed Deposit Rates;

Interest rate. Ntb_in10

HNB Fixed Deposit Rates;

Interest rate. Hnb_in10

COMB Fixed Deposit Rates;

Interest rate. Comb_i10

By the way, what is the loan interest rates of HNB & COMB?

SL.Market · 11 Re: Interest rate. Fri Mar 23, 2012 12:40 pm

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Nice work u have done

FD rates are almost equal for those three banks

HSBC personal loan rate 17%

I'll check others

greedy · 12 Re: Interest rate. Fri Mar 23, 2012 12:49 pm

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SL.Market wrote:Nice work u have done

FD rates are almost equal for those three banks

HSBC personal loan rate 17%

I'll check others

NTB FD rates ranges from 10.5% to 15.5%.
HNB FD rates ranges from 8.0% to 12.0% &
COMB FD rates ranges from 9.0% to 12.0%

Obviously NTB far ahead in interest rates compared to other two banks but their rates on Savings are not that good. However, I see the closest alternative for savings accounts is 1 month deposit. One month deposit interest rates are;

NTB 10.5%
HNB 8.0%
COMB 9.0%

SL.Market · 13 Re: Interest rate. Tue May 15, 2012 4:24 pm

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NTB is charging 19.25% interest for personal loans now

Don't caught them

what a poor bank NTB

Fresher · 14 Re: Interest rate. Tue May 15, 2012 7:07 pm

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SL.Market wrote:

NTB is charging 19.25% interest for personal loans now

Don't caught them

what a poor bank NTB

are these interests charged based on the risk of the customer or is it same for everyone?

SL.Market · 15 Re: Interest rate. Wed May 16, 2012 3:38 pm

SL.Market

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npp wrote:

SL.Market wrote:

NTB is charging 19.25% interest for personal loans now

Don't caught them

what a poor bank NTB

are these interests charged based on the risk of the customer or is it same for everyone?

Dear npp...

I thought HXBC is the worst bank but It is wrong....

NTB is the worst bank

HSBC Personal Loan floating rate 16.5% but NTB 19.25%

Fresher · 16 Re: Interest rate. Wed May 16, 2012 10:45 pm

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SL.Market wrote:

npp wrote:

SL.Market wrote:

NTB is charging 19.25% interest for personal loans now

Don't caught them

what a poor bank NTB

are these interests charged based on the risk of the customer or is it same for everyone?

Dear npp...

I thought HXBC is the worst bank but It is wrong....

NTB is the worst bank

HSBC Personal Loan floating rate 16.5% but NTB 19.25%

Please let me know if they evaluate customers like I asked.

btw, HSBC fixed rate is 19.5% so I think you are not comparing the same type of rates.

further, NTB gives me highest rates among all other banks for my deposits.

WildBear · 17 Re: Interest rate. Wed May 16, 2012 11:46 pm

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By looking at above posts, following conclusions are made
We should deposit our money at NTB as they pay higher interest.
If we want to get a loan avoid NTB ,HSBC and go for state banks probably.

mark · 18 Re: Interest rate. Thu May 17, 2012 12:00 am

mark

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oh yes,NTB even charge 50rs per month for having minimum balance(below 500) Evil or Very Mad

even they opens at 9am.we wait until they open Evil or Very Mad

but service is good,
good looking girls also I love you

and also close at 6pm,its truly a great advantage Smile

dont know abt rates Rolling Eyes

SL.Market · 19 Re: Interest rate. Thu May 17, 2012 4:29 pm

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WildBear wrote:By looking at above posts, following conclusions are made
We should deposit our money at NTB as they pay higher interest.
If we want to get a loan avoid NTB ,HSBC and go for state banks probably.

Be careful when deposit with NTB

I am ready to expose here NTB wrong deposit calculation soon...

requested the explanation from NTB... still no one having answer....

wait and see i do it soon

Fresher · 20 Re: Interest rate. Thu May 17, 2012 5:34 pm

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What do you mean wrong deposit calculation?
I'm concerned since I have deposits there.

SL.Market · 21 Re: Interest rate. Thu May 17, 2012 6:48 pm

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npp wrote:What do you mean wrong deposit calculation?
I'm concerned since I have deposits there.

Then recalculate their iterests to you...
I will expose here for sure wait and see... if they not answer to me

Fresher · 22 Re: Interest rate. Thu May 17, 2012 7:56 pm

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SL.Market wrote:

npp wrote:What do you mean wrong deposit calculation?
I'm concerned since I have deposits there.

Then recalculate their iterests to you...
I will expose here for sure wait and see... if they not answer to me

whether they answer or not, please share your experience for others' benefit

nuwan19 · 23 Re: Interest rate. Mon May 21, 2012 7:14 pm

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SL.Market wrote:

NTB is charging 19.25% interest for personal loans now

Don't caught them

what a poor bank NTB

hi,
im also having same problem with NTB,now im paying 19.5% for my loan,i totally confused,why they charge this much of rates...i dont know base on what decision they increased....im not recmonding ntb for any loans...HSBC better than NTB,

nuwan19 · 24 Re: Interest rate. Mon May 21, 2012 7:25 pm

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nuwan19 wrote:

SL.Market wrote:

NTB is charging 19.25% interest for personal loans now

Don't caught them

what a poor bank NTB

hi,
im also having same problem with NTB,now im paying 19.5% for my loan,i totally confused,why they charge this much of rates...i dont know base on what decision they increased....im not recmonding ntb for any loans...HSBC better than NTB,

even central bank also silent!...so bank has full freedom?where's control??

greedy · 25 Re: Interest rate. Tue May 22, 2012 7:37 pm

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SL.Market wrote:

NTB is charging 19.25% interest for personal loans now

Don't caught them

what a poor bank NTB

Wouldn't it be fair if you list down what are the interest rates charged for personal loans by HNB, COMB, SAMP, HSBC and other competitors and later say NTB charging a higher interest???

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Interest rate.

1 Interest rate. Wed Mar 21, 2012 9:07 am

wgsaman

2 Re: Interest rate. Wed Mar 21, 2012 9:13 am

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3 Re: Interest rate. Wed Mar 21, 2012 9:17 am

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4 Re: Interest rate. Wed Mar 21, 2012 9:29 am

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5 Re: Interest rate. Wed Mar 21, 2012 9:41 am

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6 Re: Interest rate. Wed Mar 21, 2012 3:50 pm

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7 Re: Interest rate. Fri Mar 23, 2012 9:52 am

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8 Re: Interest rate. Fri Mar 23, 2012 11:19 am

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9 Re: Interest rate. Fri Mar 23, 2012 11:30 am

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10 Re: Interest rate. Fri Mar 23, 2012 11:51 am

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11 Re: Interest rate. Fri Mar 23, 2012 12:40 pm

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12 Re: Interest rate. Fri Mar 23, 2012 12:49 pm

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13 Re: Interest rate. Tue May 15, 2012 4:24 pm

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16 Re: Interest rate. Wed May 16, 2012 10:45 pm

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