The thing is this, They priced most of products by assuming RFR is 5%. But, the present RFR is very low. They have to face high impact. This is the real example for the knowledge of Life Insurance. Life insurance is the long term business. They tried to do it short term. It will damage the business. Very interesting to see the damage.@Teller wrote:AAIC foreign sell , Why foreigners exit and who was the foreign party Which has sold 8.1 Million AAIC shares yesturday. This .may be the reason gradully reduction of dividends and net profits. If you check the latest cash flows trend , its difficult them to declare dividends.