Interest rate.

npp wrote:What do you mean wrong deposit calculation?
I'm concerned since I have deposits there.

SL.Market wrote:

npp wrote:What do you mean wrong deposit calculation?
I'm concerned since I have deposits there.

Then recalculate their iterests to you...
I will expose here for sure wait and see... if they not answer to me

SL.Market wrote:

NTB is charging 19.25% interest for personal loans now

Don't caught them

what a poor bank NTB

nuwan19 wrote:

SL.Market wrote:

NTB is charging 19.25% interest for personal loans now

Don't caught them

what a poor bank NTB

hi,
im also having same problem with NTB,now im paying 19.5% for my loan,i totally confused,why they charge this much of rates...i dont know base on what decision they increased....im not recmonding ntb for any loans...HSBC better than NTB,

SL.Market wrote:

NTB is charging 19.25% interest for personal loans now

Don't caught them

what a poor bank NTB

greedy wrote:

SL.Market wrote:

NTB is charging 19.25% interest for personal loans now

Don't caught them

what a poor bank NTB

Wouldn't it be fair if you list down what are the interest rates charged for personal loans by HNB, COMB, SAMP, HSBC and other competitors and later say NTB charging a higher interest???

npp wrote:

greedy wrote:

SL.Market wrote:

NTB is charging 19.25% interest for personal loans now

Don't caught them

what a poor bank NTB

Wouldn't it be fair if you list down what are the interest rates charged for personal loans by HNB, COMB, SAMP, HSBC and other competitors and later say NTB charging a higher interest???

i mentioned he is comparing the fixed rate with floating rates.

SL.Market wrote:

npp wrote:

greedy wrote:

SL.Market wrote:

NTB is charging 19.25% interest for personal loans now

Don't caught them

what a poor bank NTB

Wouldn't it be fair if you list down what are the interest rates charged for personal loans by HNB, COMB, SAMP, HSBC and other competitors and later say NTB charging a higher interest???

i mentioned he is comparing the fixed rate with floating rates.

Dear NPP...

HSBC fixed rate is 17% and floating rate is 16%
NTB fixed rate loan not given then floating is 19.25% if they give fixed rate it is definitely more than 19.25%

npp wrote:

SL.Market wrote:

npp wrote:

greedy wrote:

SL.Market wrote:

NTB is charging 19.25% interest for personal loans now

Don't caught them

what a poor bank NTB

Wouldn't it be fair if you list down what are the interest rates charged for personal loans by HNB, COMB, SAMP, HSBC and other competitors and later say NTB charging a higher interest???

i mentioned he is comparing the fixed rate with floating rates.

Dear NPP...

HSBC fixed rate is 17% and floating rate is 16%
NTB fixed rate loan not given then floating is 19.25% if they give fixed rate it is definitely more than 19.25%

Please do not mislead

HSBC rates

HSBC Fixed rate is 20.75% (as at 22nd May)

NDB Bank

Personal loans: 18.0 - 20.5 %

Further, the loan calculator in NTB has been giving the same figure from the time I remember. Probably not updated, probably it's the only rate they got.

SL.Market wrote:Dear Friends....

NTB Floating Rate 19.25%

NDB Floating Rate 18%

HSBC Floating Rates 15.5%

I am not saying anything about....Which bank having rude interest rate for loans?

smallville wrote:

SL.Market wrote:Dear Friends....

NTB Floating Rate 19.25%

NDB Floating Rate 18%

HSBC Floating Rates 15.5%

I am not saying anything about....Which bank having rude interest rate for loans?

In my line of thinking, the higher interest rates wont suggest that a bank is ripping off its customers.. Banks may have their valid reasons for those rates but as customers we could decide which is best in terms of;
1) ease of dealing
2) customer queries being answered well
3) how our rapport as a god customer in the past pays off for future
4) negotiability
5) AOB...

But mostly we would go for the lease int rate when we take a loan without much thinking and we should remember that floating rates could rise with the rising trend know?

npp wrote:Taking a depositor point of view, NTB offers the most attractive rates.
I am not in need of a loan so I'm not going to call and ask if the rate mentioned is floating or fixed. As per the calculator the rate is 19% I believe.

HSBC gives low floating rate - agreed. Earlier you compared savings interest rate of NTB. Why not mention the same rate of HSBC as well?

When comparing banks, or anything for that matter, it is important to include all the facts and figures instead of looking at only one item. Should include the subjective points like small mentioned.
The service in the branch I use is excellent, so I have had no hard feeling.

Besides, NTB is not "poor". It has adequate 'money' like all banks.

IMHO, giving criticism of a company or warning others about any dark spots is welcome, but this is a little too far beyond the line.